Form 17 – adjusting the split of property income between couples

Form 17 – adjusting the split of property income between couples

The Income Tax Act 2007 (section 836) allows for income from properties that are jointly owned by married couples or civil partners that live together, to be legally split 50/50. Changes to the default 50/50 split on property income can be declared using what’s known...
Fixed vs. Variable Rate Mortgages: Which Is Right for You?

Fixed vs. Variable Rate Mortgages: Which Is Right for You?

When it comes to choosing a mortgage, one of the most important decisions you’ll face is whether to opt for a fixed or variable interest rate. Whilst our mortgage brokers at OCG Mortgages can give you a more tailored comparison suited to your personal goals and needs,...
Furnished holiday lets – latest update

Furnished holiday lets – latest update

The time to claim capital allowances on your FHL is now As predicted, the government is still going ahead with their plans to remove the tax advantages that current furnished holiday let owners enjoy. The proposed revisions include: applying the finance cost...
How can Trusts mitigate Inheritance Tax?

How can Trusts mitigate Inheritance Tax?

Inheritance tax (IHT) is a concern for many individuals who wish to pass on their wealth to their loved ones. With the current threshold set at £325,000 per individual anything beyond this amount is taxed at a rate of 40%. However, with careful planning and the use of...